Impact of Risk Management on the Performance of Commercial Banks in Ghana: A Panel Regression Approach

The financial sector is an integral part of the economy, playing a vital role in overall economic development nation, but commercial banks this face myriad risks. This has made understanding impact risk management on bank performance crucial. study sought to examine effect Ghana. used quantitative research approach, relying secondary data from yearly statements selected banks. Seven were purposively sampled. According 2017 Ghana Banking Survey, seven represent more than 50 percent Ghana’s market by proportion industrial deposits, which was criteria for selecting results showed that four types risks examined vis-à-vis credit risk, operational liquidity and only found exert significant influence performance. Operational accounted 99.24% variability Furthermore, it observed total had performance, explaining 74.74% variance Since appears far any other factor, recommended banks, regulators, policymakers place emphasis curbing when designing their programmes, as particular among all examined, seems be one exerts greatest banking